SCHEME OVERVIEW

SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)

Category: Debt: Credit Risk
Launch Date: 03-12-2012
Asset Class: Fixed Income
Benchmark: NIFTY Credit Risk Bond Index B-II
Expense Ratio: 1.5% As on (29-09-2025)
Status: Open Ended Schemes
Minimum Investment: 5000.0
Minimum Topup: 1000.0
Total Assets: 2,210.07 Cr As on (30-09-2025)
Turn over:
NAV as on 28-10-2025

15.449

0 (0.0233%)

CAGR Since Inception

6.84%

NIFTY Credit Risk Bond Index B-II 7.35%

PERFORMANCE of SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)

Scheme Performance (%) Data as on - 28-10-2025

1-Year Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 8.4 8.2 6.79 6.38 6.84
Benchmark - - - - -
Debt: Credit Risk 10.51 8.77 9.13 6.43 6.79

Yearly Performance (%)

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Fund Managers

Mr Lokesh Mallya, Mr. Adesh Sharma, Mr. Pradeep Kesavan,

Investment Objective

To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below (excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

RETURNS CALCULATOR for SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)

Growth of 10000 In SIP (Fund vs Benchmark)

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Growth of 10000 In LUMPSUM (Fund vs Benchmark)

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Rolling Returns

Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.

Key Performance and Risk Statistics of SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)

Key Statistics Volatility Sharpe Ratio Alpha Beta Yield to Maturity Average Maturity
SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1.36 0.61 4.75 1.96 8.05 3.19
Debt: Credit Risk - - - - - -

PEER COMPARISION

Scheme Name Launch
Date
1-Year
Ret (%)
2-Yrs
Ret (%)
3-Yrs
Ret (%)
5-Yrs
Ret (%)
10-Yrs
Ret (%)
SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 03-12-2012 8.4 8.19 8.2 6.79 6.38
DSP Credit Risk Fund - Regular Plan -Growth 05-05-2003 21.67 14.52 14.86 11.12 7.88
HSBC Credit Risk Fund - Regular Growth 01-01-2013 20.66 13.68 11.24 8.42 7.19
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth 05-04-2015 13.53 12.77 10.79 9.32 8.16
Invesco India Credit Risk Fund - Regular Plan - Growth 04-09-2014 9.46 8.43 9.4 6.52 5.75
Nippon India Credit Risk Fund - Growth Plan 01-06-2005 9.34 8.79 8.45 8.64 6.05
ICICI Prudential Credit Risk Fund - Growth 05-12-2010 9.13 9.11 8.37 7.31 7.8
Kotak Credit Risk Fund - Growth 01-05-2010 9.01 8.53 7.61 5.87 6.79
Axis Credit Risk Fund - Regular Plan - Growth 15-07-2014 8.82 8.47 7.95 6.78 6.8
SBI Credit Risk Fund - Regular Plan - Growth 01-07-2004 8.4 8.19 8.2 6.79 7.31

Asset Allocation (%)

PORTFOLIO ANALYSIS of SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)

Portfolio as on

Top 10 Sectors in portfolio (%)

Top 10 Stocks in portfolio (%)